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Payments & Mobile Money for SMEs in Rwanda

Accept the way your customers already pay — and never lose a mobile money transaction again.

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Mobile money ready

Send MTN Mobile Money and Airtel Money payment prompts from your sale screen and reconcile them as they confirm.

Cash, bank & credit

No more mixing up payment methods. Each sale records its method, so cash, bank and credit totals stay accurate.

Reconciled automatically

When a mobile money payment confirms, SmartCunga marks the sale paid — so your records always match your mobile wallet.

Track what customers owe

Outstanding credit is collected automatically into a clear list you can chase with confidence — politely, and on time.

Your money, fully accounted for

Mobile money is how most Rwandan customers pay, but a simple log in the phone can hide mistakes, double-charges and unpaid balances. SmartCunga bridges the gap: the payment you request is the payment your books record. Every method — MoMo, cash, bank or credit — lands in the same trusted ledger.

A single daily payments summary tells you exactly how much came in, where it went and who still owes you.

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